So, I start this blog and I am really excited about it, and then I don’t post for like 2 weeks! Slacker much? Sorry for being so lame I have been sick with a nasty cold and haven’t had the energy to do anything.
I don’t know how many people out there reading this have debt. Financial advisors will tell us that there is good debt and bad debt. Good debt is generally a mortgage or student loans. Bad debt is usually characterized by consumer debt. I have both. I am no financial advisor but I see debt as debt. Debt means you owe someone money. Money doesn’t care what it was used for, it’s still green paper and you still need to give it back at some point. There was a time when being in debt was a huge shame. Now, it is not uncommon for a 20 something to be thirty, forty, or fifty thousand dollars in debt. We go to schools we can’t afford, live in apartments we can’t afford, take vacations we can’t afford because we think that is normal. And the unfortunate truth is that it is normal. But statistics do not equate to right. Our country is in so much debt that we can barely keep our heads above water. I’d like to introduce you to someone who is really weird. His name is Dave Ramsey. Some of you may have heard of him but let’s be real you have probably ignored him because what he says “probably wouldn’t work for me.” I beg to differ and I hope that you will check his stuff out. You don’t even have to pay for it, go to the library and check one of his books out…yes, library…people still use those. If you have a little extra money to spare you could take his Financial Peace University class. I took this class a year ago as a wedding anniversary present, and I am so glad I did. Financial Peace University will completely change the way you think about money. I could reiterate everything that I learned in this class but every person is different and I’m sure you will take something different out of what he says. I plan to post more about Dave and what he teaches in later posts but I want you to take a few minutes and just peek at his website (I know some of it looks really cheesy) or check out his books (I have a couple I would be happy to loan out, just ask) and report back or ask some questions. In the meantime I’m going to rest up so that I have better posts for you in the future!
Cheers,
A
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